← Bankshttps://www.airwallex.com/us/
Airwallex (US)
NeobankAccount type
Neobank
Target audience
US businesses and international founders needing multi-currency / cross-border business accounts
Account opening time
Typically 1–3 business days if documents complete; same-day possible
Required documents
- Business formation documents (Certificate of Formation/Incorporation)
- EIN confirmation letter (name must match)
- Government-issued IDs for owners/signers
- Proof of business activity (e.g., website or contracts)
- Beneficial ownership attestation (25%+)
- Proof of address / residential address
- Passport verification and/or ITIN for non-resident founders (per Airwallex NR guidance)
Transaction fees
International Wire
Local-rail international often $0; SWIFT typically $15–$25 per transfer
Monthly Maintenance
Explore $0; Grow $99/mo; Accelerate custom
Other requirements
Unsupported industries include adult content, gambling, illegal drugs, counterfeit goods, weapons manufacturing, payday lending. US footprint/registered agent/physical address expected for NR path.
Partner bank FDIC
Evolve Bank & Trust, Member FDIC (payment services for some US customers); Borderless Card issued by Community Federal Savings Bank, Member FDIC
Non-resident notes
POS: Airwallex primary blog states international founders can open/operate a US business account using passport verification or, in some cases, ITIN; EIN alone is not sufficient. Caveat: another Airwallex US onboarding summary lists SSN among typical items—treat as possible US-resident default; confirm at application.
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