← Bankshttps://www.amerantbank.com/international/business/
Amerant Bank (International Business)
PhysicalAccount type
Physical
Target audience
International / foreign customers needing FDIC-insured US business deposit accounts
Account opening time
—
Required documents
- Unexpired government-issued ID for every beneficial owner
- W-8BEN (individuals) or W-8BEN-E (entities) for foreign status/tax withholding
- US mailing address explanation form if using a US mailing address
- FTIN form if no foreign tax identifying number (entity path per FAQ)
Transaction fees
Domestic Wire
Outgoing domestic or international $35 (online); incoming domestic or international $12 (FAQ; schedule may have more)
International Wire
Outgoing domestic or international $35 (online); incoming $12
Monthly Maintenance
International Business Checking: $100/mo if avg balance <$50,000 ($200/mo for certain 'Other Company Types'); waived at $50,000 avg; $300 one-time account processing fee
Other requirements
International Business Checking: $50,000 minimum opening balance. FAQ: most international accounts must be opened in person at a banking center with all signers present (some personal international accounts openable by phone). FDIC bank itself (not a fintech partner).
Partner bank FDIC
Amerant Bank, Member FDIC (up to $250,000; ICS/IntraFi available for higher coverage)
Non-resident notes
POS: Dedicated International Business products for international customers; W-8 foreign-status workflow and government ID for BOs. Not a remote no-branch fintech path for most international business accounts.
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