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2Accept
ProcessorRoles
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Industries
- CBD & hemp
- vape & e-cigarettes
- firearms & FFL
- peptides & research compounds
- telehealth / telemedicine
- dating & companionship
- subscription & continuity
- travel & timeshare
- crypto & forex
- adult entertainment
- skill-based gaming / sweepstakes / fantasy sports / social casino (with licensing notes)
- tobacco / cigars
- kratom / kava / gray-area botanicals (when legal)
Geographies
- US
- Caribbean
- APAC
- UK
- EU
US
UK
EUFee structure
Mid Tier Rate
from ~3.25%–3.49% + $0.25 (CBD, peptides, telehealth, vape, dating, travel)
Top Tier Rate
up to ~4.95% + $0.30 (adult, firearms, crypto, gaming)
Application Fee
None
Rolling Reserve
0%–10% typical (up to 25% for some travel); held ~180 days in FAQ
Low Tier Rate Range
from ~2.49%–2.89% (subscription/SaaS)
Chargeback Fee Range
$15–$40 per dispute (FAQ)
Integration methods
- gateway API
- hosted checkout
- Shopify / WooCommerce / Magento / BigCommerce
- Authorize.net / NMI
- multi-MID load balancing / cascading
Underwriting bank
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Community feedback
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